Know where your finances stand before you hire anyone to fix them.
We read your books, bank activity, and receivables the way a CFO would, and send you a short written answer: where you stand, what's costing you the most, and what it would take to fix. Fixed fee, no obligation.
- Fixed fee, quoted up front
- Answer in writing
- Report is yours to keep
| Area | Status |
|---|---|
| Books & close | Needs work |
| Cash visibility | Urgent |
| Margin by service line | Unknown |
| Receivables | Open |
| Pricing | Clear |
From your files to a clear answer in four steps.
- 1Day 0
You send the files.
A short intake form, then read-only access to your accounting system (or an export), twelve months of bank and card statements, payroll summaries, receivables and payables aging, and any lender or investor documents.
- 2Days 1–7
We read it the way a CFO would.
We review the books as they stand, read twelve months of bank activity for the patterns that matter, test the receivables aging, and assess whether margin can be measured from what you have.
- 3Days 8–10
You get it in writing.
Your position in each area, the top findings with an estimated dollar range, the recommended fix for each, what to do first, and a fixed monthly retainer to carry it out — in plain language.
- 4When it suits you
We walk you through it.
A 30-minute results call, then you decide: engage us on the retainer quoted, act on the report yourself, or take it to another advisor.
Two ways to start, one for your situation.
Both are a fixed fee, both end in a written report and a results call, and neither obliges you to anything further.
A retainer quoted without a review is a guess — this is how we avoid guessing.
Not sure which one fits? Book a free 30-minute call for a plain answer on which diagnostic applies — or whether you need one at all.
Book a free call →What if the report says the finances are in good shape?
Then you have that in writing, which is worth having before a lender, a partner, or a buyer asks. The fee stands, because the review is the work.
Do I have to hire Zobov & Partners afterward?
No. The report is yours. Some owners use it to fix things themselves; some take it to their existing accountant. Most go ahead with us because the retainer is already scoped and priced.
What is not included?
Rebuilding or catching up the books, building the cash forecast, running the margin analysis, preparing the data room, and anything involving a second entity or more than twelve months. Those are the engagement, or a separately quoted project at $250 per hour. The diagnostic tells you which of them you need and what each would cost.
What do you need access to?
Read-only access to your accounting system (or a full export), twelve months of bank and card statements, payroll summaries, receivables and payables aging, and any lender or investor documents. Everything is covered by a confidentiality agreement signed before you send anything.
Start with the answer.
A fixed fee, a written report within 10 business days, and a retainer quote you can accept or decline.
Every Finance Diagnostic and Deal Readiness Review is prepared by the CFO who would run the engagement. Fees are in U.S. dollars.
The content on this page is for informational purposes only and does not constitute accounting, tax, legal, or investment advice. A Finance Diagnostic and a Deal Readiness Review are limited-scope assessments based solely on the documents supplied, within the scope stated on this page — not audited or reviewed financial statements, not a formal quality-of-earnings report, and not a substitute for a full engagement — and their conclusions depend on individual facts and circumstances and are subject to change. Figures shown in report layouts are illustrative. See our full Legal Disclaimer.